Wednesday, October 31, 2007

Retire in Style: Move to Cape Coral Florida

By Bill Black

Finding those stairs a little more tiresome?


Does the grass seem to need cutting more often these days?

Getting older often signals a move and whether you are a baby boomer ready to pack up and follow the sun, or a senior about to pursue your dream, the Cape Coral area is a retirement paradise. The City of Cape Coral itself is not very senior - being only half a century old, so all its buildings are still new and sparkling. The yacht club, medical clinic, golf course and shopping centers are all efficiently up to date.

Although there is a large retirement population, Cape Coral boasts a diverse age range, with the over sixties forming less than half the overall population. There is a big plus to this: when your family comes to visit you in this holiday haven, they can choose from many amusements, including Sun Splash Water Park, Mike Greenwell's Family Fun Park and the most recent addition, the 27,000 square foot Eagle Skate Park.

There is also the Independence Day firework display, known amusingly as Red, White and BOOM!!, which is held every July 4th. It is the largest firework display in the whole of the South West Florida area.

Yes, you can forget strenuous plane rides or road trips to visit the grandchildren. Just relax and let them come to you for the vacation of as lifetime. Meanwhile your lifetime will be one long vacation.

To ensure a hassle-free move, there are now newly-trained Senior Real Estate Specialists who will help where they can with some of the more challenging aspects of moving. Referral to an elder law attorney, estate sales or even lawn care are just a few of the problems that this realty service could take care of for you.

Therefore, the daily problem could be as pleasurable as -what shall we do today? There is so much to choose from: dancing fountain shows, ornamental gardens, rose gardens, taking a trip across one of the bridges into bustling Fort Myers or, of course the favorite, playing around on the water. Cape Coral offers enviable beaches, the broadest spectrum of boating choices and world-class fishing with many different species!

For those of you who may be interested in a waterfront property, you can view the prospective properties from both land and water using my floating office. If you are planning a move to the water for the first time, or you need a refresher, there is a plethora of boating instruction, swimming and lifesaving here. You will soon be ready to enter the sailing regattas or power boat races or whatever style of boating is your druthers.

And the tuition doesn't stop with boats; the community education is much diversified. It spans from computers to cookery, from photography to fishing, from tennis to dance, from languages to landscaping, should I mention the varied exercise classes? ...you get the idea. There are many arts and crafts classes and you don't have to buy your decorative shells or driftwood in a store! There are also several non-profit organizations and volunteer groups who would love to meet you!

Right now is also your best time to meet Cape Coral because it is the ideal time to house hunt as we are in our cooler months, a pleasant seventy degrees and minimal rainfall. The perfect weather for you to be introduced to your new home!

Source: http://www.Free-Articles-Zone.com

Wednesday, October 17, 2007

The Real Estate Purchase Agreement

By Steve Gillman

A real estate purchase agreement is not a rough guide to a deal. It is a contract specifying exactly what legal obligations each side has. In other words, be sure it says what you want it to say, and has everything you need in it.

Normally, if you are buying a property that is listed with a real estate broker, they will have a purchase agreement ready to have the blanks filled in. If you have a buyer's agent that you work with, he or she will have the necessary forms. There are the routine parts which are necessary, but not easily forgotten or done wrong. These include the following.

The Date - Names of Buyer(s) and Seller(s) - Address Of Property - Legal Description Of Property - Purchase Price And Terms - List Of Anything Included With Property - Date The Deal Should Close By - Closing Process - Disclosure Statement - Signature With Date For Buyer And Seller - Addresses and Phone Numbers Of Buyer And Seller.

These may be routine items, but be sure that you look all of this over carefully. If the disclosure statement clearly states that there is a foundation problem, for example, you can't later get out of the deal when those cracks in the basement make you nervous. With the following items, be especially careful.

Real Estate Purchase Agreement - The Crucial Items

Good Faith Deposit or Earnest Money - Real estate agents will try to convince you that your deposit should be as much as possible. There is no "normal" amount, and while it's true that a seller might take an offer more seriously with a bigger deposit, this is up to you. Real estate is regularly bought with $500 deposits. An alternative is to include a deposit of $200, and the line, "to be increased to $2,000 when all contingencies are satisfied." That way if the inspection shows nasty surprises your money isn't tied up while the seller argues that there isn't a problem.

Designation Of Who Pays What - Make sure the agreement clearly states who will pay for what. Are you splitting the cost of the fee paid to the closing company? Who is paying each of the other closing costs. If it doesn't state in the purchase agreement that the seller is paying, expect that you are.

Financing Contingency - Unless you are paying cash, you will probably have to get a loan. A Pre-approval from the bank doesn't guarantee much, so be sure that you make the agreement contingent on getting that loan, and specify the terms. For example, it might read, "This offer is contingent on buyer obtaining a mortgage loan within seven days, at 7.5% annual interest or less."

Inspection Contingency - You may not need an inspection if you are buying land, but with residential real estate an inspection is a good idea. Generally, the clause for this will allow you about a week or ten days to get it done. It might read something like this: "This offer is contingent on an inspection of the property at buyer's expense, and buyer's approval of the results of that inspection within seven days."

Other Terms, Conditions or Contingencies - There are sometimes other issues, and you have to address them in the real estate purchase agreement. For example, if the back yard is full of junk cars, you better add a clause like, "All cars and junk to be removed at seller's expense before closing." If you are shopping alone but your wife needs to approve the home, you could also add a clause like, "Offer is subject to a approval by spouse within two days." Then your wife can look at the house later and say yes or no to the deal. As you can imagine, sellers may not like that one.

If you are not working with an agent, you can buy an agreement (sometimes called an "offer to purchase" or "buy-sell agreement") online or in some office supply stores. Having a lawyer review all the paperwork is best. Remember that a real estate purchase agreement is a binding contract the moment you and the other party sign it.

Source: http://www.Free-Articles-Zone.com

Sunday, October 14, 2007

Home Buyers and Sellers Information

By Ron victor

Buyer
A buyer is a person who engages in the activity of buying or acquiring a house or a property for a consideration. The house buyer searches a house till he/she get a satisfaction in that particular. The responsibility of the buyer is to obtain a good quality house as per is desire. The buyer is required to search the house either on his own or with the help of the agent. The house buyer has too many choices to find a house.

Seller
A seller is a person who will to sell the house to another person named buyer. The seller will engage in the activity of sale of house property to a third party. Seller usually sells his house for a consideration. The seller can sell his house either by listing in the house market or with the help of an agent. The seller has to searches or a targeted buyer. The price offered by the seller should be based on the value of the property. Too much of price on the house makes the buyer to reject the house property.

Sellers Agent
A seller agent is a person who acts on behalf of the seller for sale of any property. The seller agent will act as per the listing agreement between the seller and the agent. This seller agent will act only on behalf of the seller. The Seller's agent or a subagent of that agent has some obligations to perform. The agent has some fiduciary duty which he has to handle carefully and he should have to present himself as truthful as possible while dealing with the seller. The seller has the obligation to pay the commission the agent. The Seller's agents and their subagents will disclose to the seller the known information regarding the buyer which guides the seller to complete the transaction. Since commission for a house is always paid for by the seller, buyers are able to get assistance and information from Agents, at no cost.


Buyers Agent
A Buyer agent is a person who acts on behalf of the buyer for purchase of any property. The buyer agent will find a property which is listed in the market for sale. The obligation of the broker is to help the buyers which are listed in the market. The agent acting only for a Buyer has some obligations to perform. The agent will provide information regarding the property in the market and also guide you in every aspect. They will recommend on behalf of the buyer about the terms & prices offered for sale. The buyer has no need to pay the brokerage fee for the agent. An agent will help the buyer while negotiating the transaction and get you to come to final process. The Buyer's agents and their subagents will disclose to the buyer the known information regarding the seller which may be useful to the buyer. Since commission for a house is always paid for by the seller, buyers are able to get assistance and information from Agents, at no cost.

Agent Representing both Sellers & Buyers
An agent is defined as a person who has given authority by the principal to deal with third parties, so that the principal will be legally responsible for the agent act. Buyer agent and the seller agent is a person who forms a legal relationship has principal-agent-obligee relationship. The agent finds a relationship with the buyer and the seller. An agent is a person who acts on behalf of the buyer and the seller. Most people will understand the term the agent. Both the agent and broker are one and same.

An agent will act directly or indirectly to the buyer and seller legally with an agency license. The agent will act only on direction of both buyer and seller. The agent should act with the fiduciary duty while dealing with the seller and buyer. As an agent, without the permission of the respective person an agent cannot able to disclose any information either to buyer or to the seller. The agent should be careful while listing has been takes place. The agent should have to act lawfully with regards to the terms and condition of the home sale.

Duties of Seller's Agent
• The agent while dealing with the seller owes some responsibilities.
• The agent ensures that he/she will promote the interest of the seller.
• He ensures that he will disclose the information regarding the buyer.
• The offers should be presented to the seller with respect to the price consideration.

Duties of Buyer's Agent
• He Promote the interest of the buyers.
• He discloses the information regarding the seller to the buyer.
• He also discloses to the buyer all information regarding the willingness of the seller to complete the sale or to accept a lower price.

Source: http://www.Free-Articles-Zone.com

Thursday, October 11, 2007

The Heart Break of Home Selling

By RE Writer

When your home is for sale, you probably have mixed feelings. You may be excited to move, and looking forward to what is coming up in your life. Chances are, though, you are also feeling a bit sentimental about the place you've called home for some time. While you feel like you know the home best, and can tell viewers all about it, the truth is, this is a job best left to the Realtor®.


While you know a lot about your home, the Realtor® knows a lot about the client viewing the home. They have discussed this potential buyer's needs and wants with them, and they know what they are looking for in a home. The future new owners may appreciate things about the home that you have barely noticed, and may not value what you think are the home's best features. A Realtor® has an objective view of the home. They not only understand the viewer better, but they don't have the emotional attachment that you have, and can therefore do a better job at showing your home.

The best thing to do is arrange with your Realtor® ahead of time when you will be out and they can most easily show your home. Lock boxes were created for this purpose, allowing agents access to the house without you needing to give out a key. Modern digital lock boxes record the id of the agents who used them, so there is never any mystery as to who was in your home. Obviously, Realtors® are bond able, must pass criminal record checks in order to gain their license, and their reputation is like gold to them,so there is no risk to you in having your home shown while you are not there.

If you must be home when the home is shown, be sure to stay out of the way. Let the Realtor answer their client's questions, unless you are specifically asked. Some people will want to meet the homes owners, but for other people, it breaks their illusion of the home potentially being theirs.

Don't forget about pets. Perhaps your pet can visit a kennel for show dates. For safety reasons, a dog should definitely not be home if you aren't. And be sure that pet's dishes are clean and out of the way when the home is being shown.

Source: http://www.Free-Articles-Zone.com

Thursday, October 4, 2007

Dubai: Areas of Historical Interest

By Editor 123


Bastakiya district offers a glimpse of old Dubai with its narrow lanes and traditional courtyard houses with cooling wind towers give a fascinating insight into traditional life.
Dubai Mosques

Lovers of architecture can wander beautiful mosques’ of Dubai including Jumeirah Mosque, a unique example of modern Islamic architecture. Built of stone in medieval Fatimid tradition, Jumeirah Mosque has twin minarets and a majestic dome. The mosque is known as a major city landmark and illuminated in the night.
Dubai Museum

Dubai museum is one of the major historical attractions of the city. Located in Al Fahidi Fort, built to guard the city's landward approaches. It was built around 1787 to serve as a palace, garrison and prison. In 1970, the fort was converted into a highly depicting museum to present Dubai’s history and changes. One can see the typical scenes from traditional Arabian houses, schools and mosques. Interactive style of the desert and the animals looks funny for both adults and children. A glimpse of marine life looks impressive too.
Heritage & Diving Villages

Feel the strong Arabic cultural at Heritage & Diving Villages located near the Creek and observe traditional potters and weavers working on their crafts. Feel aromatic with typical Arabic cuisine along with traditional music and dances.
Wild Wadi

This theme based Water Park got inspiration from Sinbad and ancient Arabia and built nest to the Jumeirah Beach Hotel. The park is 12-acre in area and offers thrilling rides, a surf area, a wave pool and many more water activities for all ages.

Source: http://www.Free-Articles-Zone.com

SPONSORED LINKS

more news:

Grab this Widget